贷款
联邦直接学生贷款
联邦直接学生贷款 are borrowed money that must be repaid.
The Federal Direct Loan Program makes low interest loans available to dependent and independent students who are enrolled for at least six credits per semester. Students may be eligible for either a subsidized and/or unsubsidized Federal Direct Loan as determined by the College.
- Subsidized 贷款 (based on financial need): The Federal 政府ernment pays the interest on these loans while the student is in school or in a period of deferment.
- Unsubsidized 贷款: The student pays the interest after the loan is disbursed until he or she repays the loan in full.
联邦直接贷款限额
| 依赖学生 | 基地的数量 | 额外的无补贴贷款金额 |
|---|---|---|
| 大一(0-30学分) | $3,500 | $2,000 |
| 大二(31岁或以上) | $4,500 | $2,000 |
| 独立的 本科生 |
基地的数量 | 额外的无补贴贷款金额 |
|---|---|---|
| 大一(0-30学分) | $3,500 | $6,000 |
| 大二(31岁或以上) | $4,500 | $6,000 |
总贷款限额
- Undergraduate 依赖学生: $31,000 (of which $23,000 can be subsidized)
- Undergraduate 独立的 Students: $57,500 (of which $23,000 can be subsidized)
To process your Federal Direct Loan, complete the following steps:
- Complete Entrance Counseling and a Master Promissory Note* online at www.热门产品.政府
- Submit a Direct Loan Request Form to the 金融援助 Office.
If we are able to determine that a student has had a prior Federal Direct Loan, we will not require the completion of the Federal Direct Loan Entrance Counseling and Master Promissory Note. Once the 金融援助 Office is in receipt of your Direct Loan Request Form, and we are able to confirm you have completed the Entrance Counseling and Master Promissory Note, 这笔贷款将被发放.
本科生家长贷款(PLUS)
Parents who wish to borrow under the Parent Loan for 本科生 Loan Program must apply for the PLUS Loan online at www.热门产品.政府 and complete the PLUS Loan request form found on the College’s forms menu.
PLUS Loan eligibility is determined by the following calculation:
成本 of Attendance (COA) – ALL Expected 金融援助 = PLUS Loan Eligibility
加上否认
Students whose parents are denied a PLUS Loan may be eligible to borrow additional unsubsidized Federal Direct Loan funds. In this case notify the financial aid office by submitting a Direct Loan Request form and a copy of the parent’s PLUS Loan denial letter.
最后期限
Students must submit the federal loan request 2 weeks prior to the end of the current semester they are enrolled. Unless the student attended at an eligible level during the Fall semester, the Fall/Spring request can be submitted 2 weeks prior to the end of the Spring semester. 允许大约30天的处理时间. 贷款 that are awarded prior to the billing due date will hold course registration only if the amount is enough to cover their costs.
贷款退出咨询
If you have received Federal Direct 贷款 at 全球赌博十大网站 and have graduated or will be transferring, 你需要完成退出咨询. 你可以在网上完成这个咨询 www.热门产品.政府.
贷款的历史
Students who would like to view their borrowing history or have questions about payments, 以前的贷款或违约解决方案, 可以访问 www.nslds.政府 to view information and obtain contact information for lenders and servicers.
私人/另类教育贷款
These loans are the sole responsibility of the consumer. You may contact our office to determine how we can work best with the lender that you select. 全球赌博十大网站 does not have any preferred lenders and will certify any private loan a student is credit approved for, 在他们出席的费用之内. These are credit based loans with individual 还款 plans.
偿还学生贷款
开始之前, know that all information pertaining you your specific loan(s), 还款, 你的服务机构, the mandatory exit interview and the steps you need to take upon graduation, 离开学校, or, 如果你的注册时间低于一半, 可在 国家贷款数据系统.
我什么时候开始偿还贷款?
毕业后, 离开学校, 或者降至半日入学率以下, you will have a six-month grace period before you are required to begin 还款.
在此期间, you’ll receive 还款 information from your loan servicer, and you’ll be notified of your first payment due date.
付款通常按月支付.
利率是多少?
The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. 当前利率可在 studentaid.政府 / understand-aid /类型/贷款/利率.
